For Auxilo, we re-architected the student-loan journey into an AI-first, API-native platform that coordinates students, co-applicants, and guarantors while automating document intelligence, KYC/AML checks, and lender-side decision handoffs.
Problem: Auxilo needed to replace fragmented, paper-heavy workflows with a single digital engine. Each application required reconciling multi-party profiles, processing heterogeneous documents (identity, income, collateral, academic, visa), and passing strict KYC, AML, and bureau checks, which introduced delays and manual keying risk.
Scalability solved: Deployed containerized services on AWS (EC2 + ECR) with Redis-backed async workers and persistence split across PostgreSQL and MongoDB to handle parallel loan files and partner traffic spikes.
Latency optimization: API-driven checks and straight-through extraction shifted verification from batch/manual turnaround to near real-time decision preparation within the same session.
Cost strategy: Automating extraction, validation, and compliance orchestration removed repetitive back-office keying and review loops, lowering per-file processing cost while improving auditability.